2005 Active Employee Health Insurance Handbook

• [General Information]
• [Disclaimer]
• [Penalties for Misrepresentation]
• [Who to Call]
• [Member Responsibilities]
• [What is New or Changing]
• [Open Enrollment Information]
• [Open Enrollment Dates]  
• [Total Re-Enrollment]
• [Benefit Fairs]  
• [Open Enrollment Steps]
• [Employee Contribution (Smoker and Non-smoker)]
• [Rate Chart by Region]
• [Carrier Availability/Region Selection]
• [Benefits Grid]
• [General Benefit Information]
• [General Benefit Information Reminders]
• [Prescription Drugs]
• [Disease Management]
• [Wellness Program]
• [Exclusions]
• [Enrollment and Eligibility]
• [Eligible Participants]
• [Eligible Dependents]
• [Levels of Coverage]
• [Contiguous County]
• [Waiver of Coverage]
• [Effective Dates]
• [Termination Dates]
• [Qualifying Events]
• [Effective Dates]
• [Carrier Changes]
• [Deadlines]
• [Special Processing Guidelines]
• [Which Form do I Use?]
• [Supporting Documentation]
• [Guidelines for Adding Children]
• [Important Facts]
• [Grievances]
• [Federal Regulations]
• [Section 125 - Cafeteria Plan]
• [Portability of Prior Coverage]
• [Women's Health and Cancer Rights Acts of 1998]
• [Special Enrollment Rights]
• [HIPAA]
• [COBRA]
• [General Notice of Right to Continuation of Group Health Insurance Coverage]
• [Flexible Spending Accounts]
• [Frequently Asked Questions]
• [Terms You Need to Know]
• [Carrier Pages] (PDF - 728 KB)
• [Plan Codes]
• [Phone Numbers and Web Sites]