Money Works Web Site Offers Principles and Tips to Develop Money-Management Skills

Money Works continues to be regarded highly by those attending the face-to-face workshops. The schedule for the balance of the summer and fall are as follows:

• August 13, 2009 10:00 - 12:00  -  GSC Room 542
  Instructor Led:  State Employee Money Management
  
• August 18, 2009  11:00 - 12:00  -  GSC Room 542
  Instructor Led:   Asset Allocation
  
• September 3, 2009  10:00 - 12:00 – GSC Room 542
  Instructor Led:   Stress Management
  
• September 22, 2009  11:00 - 12:00 – GSC Room 542
  Instructor Led:  Managing Your Assets in a Volatile Market
  
• October 20, 2009  11:00 - 12:00  - GSC Room 542
  Instructor Led:  Invest in Your Future

We are excited to continue this new service. Please check the site often for updated resources and announcements. To learn more about Money Works, visit the Personnel Cabinet site.

To view the GSC Calendar for upcoming Money Works workshops and other GSC offering please visit the GSC site and click on “GSC Calendar” in the toolbar or click here and save a shortcut to your desktop.

PBS “Its My Life,” an educational Web site for kids 9 – 12, includes a section on money management geared toward children, as well as a link for parents that includes books on the subject

Kiplinger’s is a large Web site that has general financial information. There is a section titled "Basics" and one titled "Starting Out"   that is targeted for those in their 20s and 30s There is also a page called “Raising Money Smart Kids” with articles ranging from allowances, to credit and college tuition.

The Centasables is about six superheroes that work at a bank and fight crime. Targeted for ages 6 – 11, the CENTSABLES Web site enables kids to explore the concepts of money, how value is determined, basic economics and investing, without being too technical. Using activity pages and downloadable forms, children can master banking skills such as check writing and budgeting, preparing deposit slips and earning money. The site features action comics (based on an upcoming animated television series), an informative parent link, plus exercises and games that reinforce learning and keep kids coming back. All content will meet national learning standards and will be available in English and Spanish.

For additional resources on talking to kids about money, click here.

View a video on How to Retire When You Want to.

Homeownership Resources

¢entsible Solutions

Want to save $$ on just about everything you purchase?

Get that discount coupon before you buy. Go online and search for discount coupons for your store. Everyone wants to save a few dollars and merchants need your business.

Before you buy, search online for discount coupons that you can print and take with you or discount codes they provide to purchase online products.  For example:  If you need to purchase an item at Bed Bath & Beyond or another store go to Google and type in Bed Bath & Beyond coupons and then browse for the best savings.  

Needing to make a major purchase?  Do your homework first.  Most major retailers will meet or beat the competitor’s price for the same identical item if carried in their store. 

Search the Internet for the identical item needed from another retailer offering a lower price.  Print the ad or coupon and take to a store that will match or even beat the lowest price, some retailers will beat the lowest price by ten percent.  That can be a great savings!

Submitted by Debbie Mitchell, KY Historical Society

In these tough economic times, every penny counts. Please submit your ideas for pinching pennies, along with a photo of yourself if you wish, to Tina.Goodmann@ky.gov so they may be shared with your fellow state employees in a future edition of the Personnel Connection.