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​Choosing the ​Cross-Reference Option

The cross-reference payment option offers lower employee premiums which are deducted from both employees' paychecks. When choosing this option, both employees are required to elect the same plan option, complete all other required information when enrolling and sign all applicable documentation. Employees must meet all the requirements below to elect this payment option:

          • You must be legally married with at least one eligible dependent
          • You and your spouse must be eligible employees or retirees of a group participating in KEHP
          • You and your spouse must elect the same plan option
          • You and your spouse must both enroll in KHRIS, or complete an enrollment application with signatures from both employees and insurance coordinators

Failure to meet any one of the above requirements will make the employees ineligible for the cross-reference payment option.