Optional Life Plan 1
Optional Life Plan 3 (NEW)
Optional Life Plan 5
1X Annual Salary
Optional Life Plan 2
Optional Life Plan 4
Optional Life Plan 6
2X Annual Salary
The cost of each plan is based on age. |
40 – 59||
.24 per $1,000||
.60 per $1,000||
.98 per $1,000 |
The amount of accidental death and dismemberment is an amount equal to the optional insurance amount.
Evidence of insurability may be required for insurance over $150,000.
Salary Increases and Decreases: If you receive a pay increase after you enroll in Optional Life Insurance
Plan 5 or Plan 6, your plan coverage amount will automatically adjust to correspond with your salary
increase. Your insurance premium will automatically adjust to correspond with your increase in coverage
as well. If you are a Commonwealth-paid employee, this increase will occur automatically through an
automated process in the Kentucky Human Resources Information System (KHRIS) upon the effective
date of your new salary.
Board of Education employees with salary based plans, the new contract year salary will be effective
11/1 of each year.
For Health Department and Quasi agency employees with salary based plans, please verify that your
HR Administrator is maintaining your current salary.
Plan A ||
Plan B ||
Child to age 6 months||
$1,500|| || ||
Child 6 months to 18 years; older if attending an educational institution and relying on the employee for financial support or if incapacitated and proof is received within 31 days of the 18-year age limit.||
$3,000|| || ||