As a benefit of your employment, the Commonwealth of Kentucky or your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you. Check with your employer to see if they participate in the Commonwealth’s life insurance program.
- Don’t forget that your basic and optional term life insurance plans also provide accidental death and dismemberment benefits. These benefits provide additional financial protection in the event of death or injury caused by certain accidents.
- Don’t forget to ensure your beneficiary information is up-to-date.
To view your beneficiary information and current level of coverage, please login to
here to learn about enrolling or changing coverage.
2020 Life Insurance rates
2021 Life Insurance rates
2020 Booklet/Certificate of Coverage
2021 Booklet/Certificate of Coverage
Terms and Conditions
2020 Life Enrollment and Beneficiary Form
2021 Life Enrollment and Beneficiary Form
Naming a Beneficiary- Commonly Asked Questions
Life Insurance FAQs
Sample - LWOP Template
Insurance Coordinator/HRG Resources
here for Manuals, Forms and Memos.
here for KHRIS Access Training Requirements
here for additional Spotlight Training
Group Life Insurance