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2019 LivingWell Limited High Deductible Plan


The LivingWell Limited High Deductible Plan — a catastrophic-type coverage with a new formulary covering more generic drug options and less brand-name options. This is NOT the best plan for most people. Please read carefully.

            • You pay 50% and the health plan pays 50% once your deductible is met.
            • This plan does not include a pre-funded Health Reimbursement Arrangement (HRA).
            • Your medical and pharmacy costs both apply toward the deductible and maximum out-of-pocket expenses.
            • Your pharmacy benefit preferred drug listing — sometimes called a formulary — is the Value Formulary administered by CVS Caremark, which includes generics and a very few brand-named medications.
            • You must complete the LivingWell Promise
            • You pay 50% of the total in-network prescription costs.

Default Plan

If you do not elect a health plan option for 2019, you will be defaulted or automatically put in this plan option and will be responsible for any premiums due.

Click here to see the actual cost of your prescription(s) from a participating pharmacy of your choice. In the LivingWell Limited High Deductible Plan, once you have met your annual deductible, the plan pays 50% and you are responsible for the remaining 50%. You may receive a 30-day or 90-day supply at any participating retail pharmacy, or a 90-day supply through CVS mail order program.