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Optional Life Insurance

Beginning January 1, 2022, the new life insurance carrier will be MetLife. As a Commonwealth of Kentucky public employee, your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you! In addition to the free $20,000 of life and accidental death and dismemberment (AD&D) coverage, you have the option to purchase additional life insurance for you and your eligible dependents. Check with your employer to see if they participate in the Commonwealth’s life insurance program.

If you are eligible, please enroll online in KHRIS ESS, or you may complete the MetLife Enrollment Change Form.  


MetLife Rates


MetLife Privacy Notice
MetLife Portability v. Conversion Brochure
MetLife Conversion Application
MetLife Portability Application