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2019 LivingWell Limited High Deductible Plan


The LivingWell Limited High Deductible Plan — a catastrophic-type coverage with a new formulary covering more generic drug options and less brand-name options. This is NOT the best plan for most people. Please read carefully.

            • You pay 50% and the health plan pays 50% once your deductible is met.
            • This plan does not include a pre-funded Health Reimbursement Arrangement (HRA).
            • Your medical and pharmacy costs both apply toward the deductible and maximum out-of-pocket expenses.
            • Your pharmacy benefit preferred drug listing — sometimes called a formulary — is the Value Formulary administered by CVS Caremark, which includes generics and a very few brand-named medications.
            • You must complete the LivingWell Promise
            • You pay 50% of the total in-network prescription costs.


Default Plan

If you do not elect a health plan option for 2019, you will be defaulted or automatically put in this plan option and will be responsible for any premiums due.



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