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Home > Health Insurance  > 2020 LivingWell Limited High Deductible Plan

2020 LivingWell Limited High Deductible Plan

 

The LivingWell Limited High Deductible Plan — a catastrophic-type coverage with a formulary covering more generic drug options and fewer brand-name options. This is NOT the best plan for most people. Please read carefully.

            • You pay 50% and the health plan pays 50% once your deductible is met.
            • This plan does not include a pre-funded Health Reimbursement Arrangement (HRA).
            • Your medical and pharmacy costs both apply toward the deductible and maximum out-of-pocket expenses.
            • Your pharmacy benefit preferred drug listing — sometimes called a formulary — is the Value Formulary administered by CVS Caremark, which includes generics and a very few brand-named medications.
            • You must complete the LivingWell Promise
            • You pay 50% of the total in-network prescription costs.

Click here to see the actual cost of your prescription(s) from a participating pharmacy of your choice. In the LivingWell Limited High Deductible Plan, once you have met your annual deductible, the plan pays 50% and you are responsible for the remaining 50%. You may receive a 30-day or 90-day supply at any participating retail pharmacy, or a 90-day supply through CVS mail order program.

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